Get paid
Brokers, factoring & getting paid
The money side they skip in the Facebook groups.
Do this now
No load without a rate confirmation, broker MC on file, and a plan for payment — factoring or net-30 you can actually survive. Check the broker’s authority and insurance on SAFER the way they check yours.
Must-have
- Rate confirmation in writing before you roll.
- Broker MC / surety (BMC-84 or BMC-85) — they have a bond for a reason.
- Notice of Assignment if you factor. Brokers must pay the factor once NOA is on file.
- Cargo claims process. Photograph the load at pickup and delivery.
The rule
49 CFR 371
Broker regulations. Brokers cannot pretend to be carriers.
BMC-84 / BMC-85
Broker bond or trust. If they have none, do not haul for them.
What they don’t publish
- Double brokering is real. If the name on the rate con, the name on the load board, and the name that calls you do not match — stop.
- Factoring is how hotshot cash-flow stays alive. The playbook called it a self-funding spine. It is not optional if you cannot float 30 days.
- A ‘we pay fast if you give a discount’ broker is pricing your desperation.
Official desks
Tap when it’s done
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